Jessica Scharf

Welcome to the Jessica Scharf Agency in beautiful Bellevue, Washington! 🌇✨

I’m Jessica Scharf, your committed State Farm agent here in Bellevue. I was born and raised in Bloomington, IL—the heart of State Farm’s nationwide operations—and I’ve always valued service, relationships, and helping families feel confident about their coverage. Coming from a family of small business owners, I understand how important it is to protect what matters most to you.

My agency feels more like an extended family, because every person we serve deserves to be heard, supported, and guided—especially when life changes. 🐾

☀️ Summer Fun Fact

Summer is a great time to review your auto insurance and homeowners insurance—especially if you’ve had recent updates like new drivers, updated vehicles, renovations, vacation plans, or changes to how you use your car. A quick check-in can help keep your coverage aligned with your season. 🚗🏡🌞

Why Neighbors Choose Our Team 🤝

• Personalized guidance based on your situation—no pressure, just clear answers ✅

• Support as your life changes—so your policy stays current 🔄

• Local service in Bellevue, including areas across King County 📍

• A smooth experience with in-office and virtual options 💬💻

We Proudly Serve Bellevue 🌟

We’re proud to serve the Bellevue community—home to the Meydenbauer Center and the annual Summer Outdoor Movies at Downtown Park. As an active homeowner, business owner, and loving parent to two furry companions 🐶🐱, I truly understand how busy life can be.

Coverage We Can Help With 🛡️

• 🚗 Auto Insurance (including vehicle and driving needs)

• 🏠 Homeowners Insurance

• 🏘️ Renters Insurance

• ❤️ Life Insurance

• 📈 Small Business Insurance

• 🚚 Commercial Vehicle Insurance

• 🛡️ Workers’ Compensation

• 📋 Professional Liability / Errors & Omissions

• 🔒 Surety & Fidelity Coverage ...and more!

Complimentary Quotes in WA, OR, & ID 📞

We offer complimentary insurance quotes to residents of Washington, Oregon, and Idaho. Whether you’d like to call, email, text, or walk into our Bellevue office, our team is here to make your insurance experience simple, personal, and dependable. 😊

FAQ’s 🔍 (Frequently Asked Questions)

Q1: What should I review on my policy during summer? A: Check your auto insurance for changes like new drivers, updated vehicles, or different commuting/road-trip use. Also review homeowners insurance for any home updates, additions, or property changes.

Q2: Can you help if I have both personal and business coverage needs? A: Yes. We can help you explore small business insurance and commercial vehicle coverage, along with personal policies like auto, home, and renters.

Q3: What’s the difference between liability, comprehensive, and collision on auto? A:

• Liability helps cover damage or injuries you may be responsible for to others.

• Comprehensive can help with non-collision events (like theft or certain weather-related damage).

• Collision can help cover damage to your vehicle from a collision with another vehicle or object.

Q4: How do I know if I should add renters insurance? A: If you rent, renters insurance can help protect your personal property and may also provide liability coverage—especially helpful if something happens while you’re living there.

Q5: Is life insurance only for people with dependents? A: Life insurance can be an important part of many families’ plans, helping provide financial support for loved ones and future needs. We’ll talk through your goals and help you find an option that fits.

If you’re looking for an agency that listens first and helps you feel prepared, you’re in the right place. 🌟 Let’s protect what matters most—together.